Florida Car Insurance Claim Lawyer

Were you or someone you love injured in a recent car accident? If the insurance company is disputing or lowballing your claim, we can help. You do not have to focus on your recovery and battling the insurance company at the same time. A Florida car insurance claim lawyer from our team will help you deal with the insurance company.

At Chalik & Chalik Injury Lawyers, we will help you fight for the compensation you need and deserve. We will protect you from speedy, yet flawed, settlement offers, delaying tactics, insufficient investigations, and bad-faith insurance tactics. We’ll stop at nothing to get the insurance company to handle your case honestly and compensate you fairly. Our personal injury law firm will fight hard to achieve the best possible outcome for you.

Financial Recovery You May Be Entitled to After a Car Accident in Florida

Depending on the seriousness of the accident and your personal financial standing, financial recovery after a car accident can be costly. Recoverable damages can include:

• Known and anticipated medical bills
• Known and anticipated lost wages
• Vehicle damage or complete loss
• Ongoing physical pain and suffering
• Ongoing mental and emotional trauma
• Wrongful death damages, if applicable

Recoverable damages after an accident can vary greatly from one client to another. The damages you and another passenger in your vehicle can even vary widely. When our Florida car insurance claim attorneys handle your case, we’ll carefully detail your expenses and losses. Our goal is to ensure the insurance company does not undervalue or underpay your case.

The Insurance Company Will Hold You to Florida’s Statute of Limitations

In Florida, you have a limited time after a car accident to file a lawsuit. In general, the statute of limitations gives you:

• Four years from the date of the accident to file your personal injury lawsuit, per Florida Statutes § 95.11(3)(a)
• Two years from the date of a car accident fatality to file your wrongful death lawsuit, per Florida Statutes § 95.11(4)(d)

The insurance company representing the at-fault driver will know these filing limitations. If they unfairly delay your claim, fail to make an acceptable settlement offer, or prolong negotiations, the filing deadline could be at risk of expiring.

Your Florida car insurance claim attorney will ensure they file your potential lawsuit on time to ensure you are not faced with the costly consequences of attempting to file too late.

Common Florida Insurance Company Claim Denial Tactics

Florida is a no-fault state, so you will likely file a claim with your own personal injury protection (PIP) insurance policy after an accident. If you experienced serious injuries that exceed your policy limits, you may also be able to file a claim with the at-fault driver’s insurance company.

After an accident, the insurance company could delay or deny your claim for various reasons. When our Florida car insurance claim lawyer takes on your case, we’ll get to the bottom of any delays or denials immediately.

At Chalik & Chalik Injury Lawyers, our familiarity with state and local personal injury and insurance law means we can protect you from unscrupulous insurance companies. It also means we can help you seek the compensation you need to start rebuilding your life.

Speedy Settlements

We know it can be tempting to accept a settlement offer in the face of the financial pressure that follows an accident. However, an offer that comes too soon means you likely do not yet know about all your recoverable damages. That could leave you with a settlement amount that does not cover all the costs of the accident and an additional financial burden.

Refuting Policyholder Liability

If you file a claim with the at-fault party’s insurance company, they may deny your compensation request if they believe their policyholder was not at fault for the accident. Your Florida car accident lawyer will investigate the accident and create a comprehensive evidence file in an effort to prove the at-fault driver’s liability and detail your right to recover damages.

Bad-Faith Insurance Tactics

Bad-faith insurance tactics can include anything from failure to investigate your claim promptly to using deceptive practices to unfairly deny your claim or misrepresenting the limitations of the at-fault driver’s coverage. Your Florida insurance claim attorney will recognize these practices, protect you from them, and fight to hold the insurer financially liable for them.

Your Florida Auto Insurance Lawyer Will Deal With the Insurance Company for You

Unfortunately, not all insurance companies are aboveboard. Some might be more focused on their bottom line than accurately compensating you. When we represent you, we will review the at-fault policyholder’s coverage in detail.

On your behalf, your Florida car insurance claim attorney will also:

• Investigate the accident’s cause
• Read and review all insurance company correspondence
• Review any reasons provided for denying your claim
• File an appeal if the insurance company denied your car accident claim
• Fight hard to obtain fair and appropriate financial compensation

Every client we represent is a priority for us. When one of our Florida lawyers for insurance claims is on your side, our entire team gets behind your fight. We will take the struggle of fighting with the insurance company off your plate, so you can focus on getting better.

Five-Star Reviews for Chalik & Chalik Injury Lawyers

The law firm you choose can make a huge difference in your car accident case. Of our commitment to outstanding client service and support, some of our previous clients say:

• “Mr. Chalik came out to my home to discuss my case and even referred me to a chiropractor… I am very happy with the results… Thank you!” – Kelly Burns
• “This law firm is most definitely who you want on your side with going through an injury case… I’m so glad I chose to have you guys handle my case… Thank you so much for all your work and dedication on my case!” – Austin Ingram

Our Florida car insurance claim lawyers will treat you like a person, not a case file. When we represent you, we’ll ensure you get individualized support and attention.

Call Now for Your Free Consultation

If you or a loved one is struggling to get fair and appropriate compensation after a car accident, a car insurance claim lawyer serving Florida can help. If your accident resulted from another driver’s negligence, you may be entitled to financial compensation.

Find out how hard we’ll fight for you and explore your compensation options by contacting our consultation team at Chalik & Chalik Injury Lawyers today.