Fort Lauderdale Uninsured Motorist Accident Lawyer

In Florida, despite the legal requirement for all drivers to carry auto insurance, some choose to flout this regulation, creating significant risks on the roads of Fort Lauderdale. If you are involved in a collision with an uninsured driver, it can complicate the process of seeking compensation for damages and injuries. Hiring our Fort Lauderdale car accident lawyers can provide you with guidance to navigate these challenges and help ensure that you are adequately compensated, even when the at-fault driver lacks insurance.

You can get help securing compensation after a collision with an uninsured motorist by contacting Chalik & Chalik Injury Lawyers. Call us now to speak with our uninsured motorist accident lawyers in Fort Lauderdale. Let us begin working on your claim now.

What Does Our Uninsured Motorist Accident Attorney in Fort Lauderdale, FL Do for Your Case? 

At Chalik & Chalik Injury Lawyers, our goal is to ensure you’re not left struggling with the aftermath of an accident caused by an uninsured driver. Here’s how our uninsured motorist accident attorneys in Fort Lauderdale can assist you:

• Case evaluation: We start by thoroughly reviewing your case to understand the details of the accident and determine your best legal options.
• Insurance negotiations: Our team handles negotiations with your insurance company to ensure you receive the benefits under your uninsured motorist coverage. We understand the complexities of insurance policies and work to overcome challenges that may arise during claims processing.
• Legal representation: We are prepared to represent you in court if it is necessary to take the at-fault party to trial for fair compensation. Our attorneys are litigators who will advocate fiercely on your behalf.
• Compensation for damages: We strive to secure compensation for all your damages, including medical expenses, lost wages, pain and suffering, and any other related costs.
• Guidance and support: Throughout the process, we provide you with personalized guidance and support, helping you navigate the legal system with confidence and ease..

Let the Fort Lauderdale personal injury lawyers at Chalik & Chalik Injury Lawyers take the burden off your shoulders. We’re here to help you recover the compensation you deserve from the negligent driver.

Losses Associated With Uninsured Motorist Accidents

Any motor vehicle collision in Fort Lauderdale can leave you facing quickly rising debt. You may find yourself overwhelmed by medical treatments, including:

• Emergency medical care
• Medical procedures and surgeries
• Prescription medication costs
• Physical therapy and rehabilitation

You might also face high repair bills for your motor vehicle. Additionally, you could lose wages at work or even have your future earning potential limited by the accident. It’s important that you get legal help quickly if you are facing these losses, especially if the driver who hit you did not have insurance.

Cover an Uninsured Motorist Accident With Personal Injury Protection (PIP)

Here at Chalik & Chalik Injury Lawyers, we understand that it can be stressful if you discover you were hit by an uninsured driver. However, you may be able to get immediate compensation in this situation because Florida is a no-fault car accident state.

This means that – in the event of an accident – you are expected to first get compensation from your own insurance policy. The insurance requirements in Florida call for:  

• Personal injury protection (PIP) policy
• Property damage liability (PDL) policy

These policies can cover some of your medical costs, lost wages at work, and expenses for property repairs. However, each policy only covers up to $10,000 in losses, which means they may not be sufficient to compensate you after a wreck.

Additional Compensation With Your Insurance Policy in Fort Lauderdale

You may be able to seek additional compensation with your insurance policy if you have uninsured/underinsured coverage. However, you are not required to carry this coverage, so you may not have access to this form of compensation.

Let your car accident lawyer in Fort Lauderdale review your insurance policy to find out if you have uninsured/underinsured coverage. Sometimes this coverage is connected to bodily injury coverage, so it may be available even if you were unaware you were carrying it.

Get Compensation With a Personal Injury Lawsuit

Generally, if you are severely injured after a car accident in Fort Lauderdale, your lawyer could negotiate with the other driver’s insurance company to work towards a fair settlement. This option is not on the table if the liable driver did not carry insurance.

However, you could still be able to secure compensation from the other driver in some situations. Your uninsured motorist accident lawyer could advise you to file a personal injury lawsuit against the driver. Note that this may depend upon the other driver’s:

• Financial standing
• Available resources

Jason and Debi Chalik can review the facts surrounding your case and the other driver’s resources to determine if pursuing a personal injury lawsuit is the right choice for you.

Building a Personal Injury Lawsuit After an Uninsured Motorist Accident

If your car accident lawyer determines that a personal injury lawsuit would work for you, your case can proceed. In order to get compensation through a lawsuit, your lawyer will need to demonstrate that:

• The other driver caused the accident
• The accident caused your injuries

Here at Chalik & Chalik Injury Lawyers, we can work to demonstrate the other driver’s liability by:

• Investigating the scene of your accident
• Questioning witnesses who saw the collision
• Reviewing police reports about the wreck
• Viewing pictures and video recordings of the accident

Demonstrating that the other driver was responsible for the accident can help you get the compensation you deserve. We can also work to show that your injuries were a result of the accident by reviewing your medical records. Let us fight tirelessly to bring you a verdict in your favor, so you can get maximum compensation following an uninsured motorist accident.

What to Do After an Accident With an Uninsured Driver in Fort Lauderdale

If you’re involved in an accident with an uninsured motorist, the steps you take can significantly impact your ability to receive compensation. At Chalik & Chalik Injury Lawyers, we recommend the following actions to protect your rights and prepare for a potential claim:

• Safety first: Ensure the safety of everyone involved; move to a secure location if possible and check for injuries. Call 911 immediately to report the accident and request medical assistance if needed.
• Document the scene: Use your phone to take pictures of the vehicles, any visible injuries, and the overall accident scene. These photos can serve as crucial evidence.
• Gather information: Obtain contact information from the other driver, even if they are uninsured. Also, collect the names and contact details of any witnesses.
• Notify your insurance company: Inform your insurance company about the accident. Since Florida is a no-fault state, your insurance will typically cover initial medical expenses and other losses, regardless of who caused the accident.
• Consult a personal injury attorney: Contact an uninsured motorist accident attorney. Our legal team can guide you through the process of making a claim under your uninsured motorist coverage or taking further legal action if necessary.
• Follow up on medical care: Seek comprehensive medical evaluation and follow recommended treatments to document the impact of the accident on your health.

Taking these steps will help ensure your physical well-being and strengthen your legal case. 

Speak With an Uninsured Motorist Accident Law Firm in Fort Lauderdale

You have legal options available if you are hit by an uninsured motorist. Let our uninsured motorist accident lawyers in Fort Lauderdale, FL help you today. Let us provide you with a free consultation about your options for securing full damages.

You can reach out to us at any time to have your questions answered and discuss your case.