The Gainesville Sun reports that a woman’s family has been awarded up to $13 million for a fatal 2016 crash in Gainesville. 36-year-old Michelle Anderson was driving south on Southwest Williston Road on November 14, 2016. She was driving from her job at the University of Florida to drop off a permit for a house that she was building.
29-year-old Calvin Lee Adams III was heading north on the same road. He attempted to pass another vehicle in a no-passing zone. Adams’ vehicle hit Anderson head-on while both drivers were traveling at 60 m.p.h. in a 60-m.p.h. zone. Both drivers died.
Anderson’s widower, Emanuel Anderson sued Adams’ estate on behalf of himself and their three children. Adams had coverage through Progressive, but the coverage was not enough to cover the accident. The Anderson’s attorney will now file a bad faith insurance lawsuit against Progressive.
Insurers generally pay only up to the maximum liability amount of the policy that was purchased. This would be far less than the $13 million that the Anderson family attorney was seeking. If insurers commit a wrongdoing during the claims handling process, they may be liable for an amount beyond the liability coverage.
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